Kapusta Financial Group is a full-service financial planning firm and wealth management advisors providing investment management and comprehensive financial planning services.

With a commitment to putting the goals, objectives, and interests of our clients first, Kapusta Financial Group provides custom-tailored solutions for each client.  We offer a sincere, trustworthy and personalized approach in assisting our clients with planning for their financial futures.

The services we provide for our clients include:

Investment Advice & Management

We understand that each client has different circumstances and goals. We provide ongoing “active” investment advice and management services that reflect your income and growth objectives, your risk tolerance, your personal investment objectives, and your time horizon.  We establish a program that balances risk versus return that is consistent with your particular temperament.  We make specific investment recommendations, execute all trades, monitor the portfolio and periodically provide performance reports.

Comprehensive Financial Planning

We tailor our advice to each individual client providing a comprehensive analysis of their current financial situation.  The scope of the analysis includes goals, assets, liabilities, investment planning, retirement planning, tax planning, education funding, insurance and estate planning.  We provide specific financial strategies and investment recommendations consistent with your financial goals.  We assist our clients with the implementation of their personalized financial program.

Retirement Planning

Planning for retirement is more challenging each day.  And, for many, the concern is whether they will outlive their income.  We know that retirement planning means more than accumulating wealth – it also means a sensible and balanced approach to utilizing assets following retirement. We provide in-depth analysis customized for each client that includes a review of income, resources and assets along with projected living expenses during retirement.  In addition to formulating retirement strategies that provide liquidity to meet current needs, we also work to ensure predictable retirement income streams integrated with preservation of capital throughout your lifetime.

Estate Planning

We strive to simplify what is often a complicated process.  We advise clients regarding property ownership and distribution strategies and also focus on reducing estate taxes. We focus on wills, gifting, trusts, charitable giving and disposition of business interests.  We analyze our client’s current estate plan, educate & provide recommendations so they can work with their attorney. We understand that successful estate planning requires a coordinated team approach involving several professionals.

Additional Services

Education Funding/Planning; Employee Benefits Analysis; Insurance Needs Analysis; Tax Reduction Strategies and Retirement Plan Analysis for Businesses.